| |
| |
 |
| |
| |
| |
| Why
Buy? |
| |
 |
| |
| Owning
will ultimately cost you less |
- Percentage of Income needed to afford Median Rent: 27.7%
- Percentage of Income needed to afford a Median Home: 17.5%
- Below are your upfront costs to unlock the keys to your dream home
and saving money!
|
| |
| Minimal
Down Payment Options |
- 3% Down Conventional Loan (Not a homeowner in the last 3 years)
- 3.5% Down FHA Loan
- 5% Down Conventional Loan
- 20% Down (Avoid having Mortgage Insurance)
- 0% Down VA Loan
- Can receive a gift from another individual to help pay this
- SC Housing has down-payment assistance programs
|
| |
| Closing
Costs and Pre-Paid Expenses |
|
Closing
Costs: Cost of doing business through Mortgage Network and your
attorney
Pre-Paid Expenses: Setting up your escrow
account, any transfer taxes or HOA initiation fees
Closing Costs
and Pre-Paid Expenses can be negotiated to be paid by the seller and
potentially financed into your mortgage |
| |
| |
| |
|
Do not let having minimal money in your bank account hold you back from
buying your first or next home! |
| |
| |
| Why
Refinance? |
- Rates are at 3 year lows so you may be able to get a better rate
than what you currently have
- As your lender I can cover some of the closing costs to make this a
virtually free transaction
- All I need is your current rate, estimated credit score, what your
house is currently worth and your current principal balance to run a
free quote
|
| |
| If
you are looking to use your home as a piggy bank and utilize a lower
interest rate to save money a Cash-Out refinance may be for you
|
|
|
Some scenarios where a cash-out refinance is advantageous |
- Debt Consolidation (Equity Lines, Credit Card debt, Auto Loans,
Student Loans, etc.)
- To help pay for your child’s student loans (Mortgage Interest rates
are significantly better than student loan interest rates)
- Home Renovations
- Would like to buy another property or land in cash
|
| |
| Don’t
have 20% to put down? Mortgage Insurance is reasonable and can save you
money in the end |
| |
 |
This monthly payment does not include, taxes, Insurance or HOA
Comparable rent at this price would be $1,800 to $2,200 per month
|
|
| |
| |
| |
|
CONTACT
INFO |
|
|
|
|
|
| |
| |
| |
|
Visit
us Online at www.hiltonheadluxuryproperties.com |
|
| |
- Buying a Home
- Selling a Home
- Rental Properties
- Plantation Homes
|
- Oceanfront Homes
- Oceanfront Condos
- Private Golf Communities
- Luxury Homes & Condos
| |
| |
| Find
Your Dream Home |
| |
| |
| |
|
If
you do not wish to receive any more of these emails, simply click this
link:
Unsubscribe
|
| |
